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I’m often asked why cyber criminals want to hack or infect a personal computer. This is an old article, but it illustrates the many ways criminals can monetize your hacked computer:
https://krebsonsecurity.com/2012/10/the-scrap-value-of-a-hacked-pc-revisited/I wrote a checklist of sorts a while back that gives some basic advice for making your computer more secure, you can take a look here: